Affordable Car Insurance Rates in Waterproof, LA (2024)
Car insurance rates in Waterproof, LA are $424/month on average. By law, Louisiana drivers need to carry at least 15/30/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Waterproof car insurance companies to get the coverage you need at the best rates available.
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Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Waterproof, LA for senior drivers are $3,134/year
- The cheapest car insurance company in Waterproof after a DUI is State Farm
- Average car insurance rates in Waterproof, LA are $424/month
Average car insurance rates in Waterproof, Louisiana are $424 a month. But with a little research you can get a great deal from the top car insurance companies in Waterproof, LA. Before you buy Waterproof, Louisiana car insurance, make sure your coverage meets or exceeds the Louisiana minimum of 15/30/25.
It may even be helpful to compare Waterproof car insurance rates with Monroe car insurance rates, Alexandria car insurance rates, or New Orleans car insurance rates to make sure you’re getting the best Waterproof, LA car insurance quotes available.
Need affordable Waterproof, LA car insurance? Enter your ZIP code to compare Waterproof car insurance quotes from multiple car insurance companies near you.
Waterproof, LA Minimum Car Insurance Coverage
Waterproof, Louisiana law requires drivers carry a minimum of 15/30/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Waterproof, LA Car Insurance Rates by Coverage Level
Some Waterproof drivers can get by with the Louisiana minimum coverage of 15/30/25. Other drivers may need more. See how much your Waterproof, Louisiana car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,968 | $5,795 | $6,318 |
| Geico | $4,543 | $5,322 | $6,050 |
| Progressive | $5,609 | $6,394 | $7,305 |
| State Farm | $3,483 | $3,941 | $4,424 |
| USAA | $3,573 | $4,112 | $4,484 |
Waterproof, LA Car Insurance Rates by Age, Gender, and Marital Status
Waterproof, Louisiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Waterproof, LA car insurance, get quotes from multiple car insurance companies in the Waterproof area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,011 | $4,011 | $4,136 | $4,136 | $8,830 | $11,169 | $4,439 | $4,817 |
| Geico | $2,933 | $3,378 | $3,435 | $4,147 | $11,071 | $11,800 | $2,854 | $2,819 |
| Progressive | $3,568 | $3,362 | $2,980 | $3,183 | $14,160 | $15,803 | $4,130 | $4,302 |
| State Farm | $2,481 | $2,481 | $2,256 | $2,256 | $7,200 | $9,045 | $2,765 | $3,111 |
| USAA | $2,490 | $2,453 | $2,411 | $2,400 | $7,454 | $8,779 | $3,080 | $3,386 |
Waterproof, LA Car Insurance Rates for Teens
How much is Waterproof, Louisiana car insurance for teens? Compare rates from top Waterproof car insurance companies below to help find the cheapest teen car insurance in Waterproof, LA.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,830 | $11,169 |
| Geico | $11,071 | $11,800 |
| Progressive | $14,160 | $15,803 |
| State Farm | $7,200 | $9,045 |
| USAA | $7,454 | $8,779 |
Waterproof, LA Car Insurance Rates for Seniors
Before seniors buy Waterproof, Louisiana car insurance, they should make sure to shop around. Some Waterproof, LA car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,136 | $4,136 |
| Geico | $3,435 | $4,147 |
| Progressive | $2,980 | $3,183 |
| State Farm | $2,256 | $2,256 |
| USAA | $2,411 | $2,400 |
Waterproof, LA Car Insurance Rates by Credit History
How does your credit history affect Waterproof, LA car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,497 | $5,125 | $4,458 |
| Geico | $6,309 | $5,476 | $4,130 |
| Progressive | $7,294 | $6,226 | $5,787 |
| State Farm | $5,489 | $3,521 | $2,838 |
| USAA | $5,616 | $3,574 | $2,980 |
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Waterproof, LA Car Insurance Rates by Driver History
How does a single speeding ticket affect your Waterproof, Louisiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Waterproof.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,514 | $6,860 | $6,109 | $5,291 |
| Geico | $3,619 | $5,833 | $7,119 | $4,648 |
| Progressive | $5,366 | $7,185 | $6,909 | $6,283 |
| State Farm | $3,633 | $4,266 | $3,949 | $3,949 |
| USAA | $3,092 | $4,284 | $5,161 | $3,690 |
Waterproof, LA Car Insurance Rates With a DUI
Even a single DUI can increase your Waterproof, LA car insurance rates. Compare rates below to see which Waterproof car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,109 |
| Geico | $7,119 |
| Progressive | $6,909 |
| State Farm | $3,949 |
| USAA | $5,161 |
Waterproof, LA Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Waterproof, LA car insurance rates may be. Let’s take a look at average car insurance rates from top Waterproof companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,694 | $5,694 |
| Geico | $5,203 | $5,407 |
| Progressive | $6,436 | $6,436 |
| State Farm | $3,849 | $4,050 |
| USAA | $3,933 | $4,180 |
Waterproof, LA Cheapest Car Insurance Rates
How do the top Waterproof, Louisiana car insurance companies’ average rates stack up against the Waterproof average monthly car insurance rates of $424? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Waterproof, LA Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Waterproof, Louisiana car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,694 |
| Geico | $5,305 |
| Progressive | $6,436 |
| State Farm | $3,949 |
| USAA | $4,056 |
Other Factors Affecting Waterproof, LA Car Insurance Rates
Before you buy Waterproof, Louisiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Waterproof, LA Commute Time
How does your Waterproof, LA commute time compare with the average driver? In Waterproof, the average commute is 19.5 minutes.
Waterproof, LA Car Insurance Quotes
Compare Waterproof, LA car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Schimri Yoyo
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Licensed Agent & Financial Advisor
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.