Affordable Car Insurance Rates in West Warwick, RI (2024)
Car insurance rates in West Warwick, RI are $430/month on average. By law, Rhode Island drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple West Warwick car insurance companies to get the coverage you need at the best rates available.
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Tonya Sisler
Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywri...
Content Team Lead
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in West Warwick, RI for senior drivers are $2,763/year
- The cheapest car insurance company in West Warwick after a DUI is State Farm
- The annual number of car thefts in West Warwick is 25.
Average car insurance rates in West Warwick, Rhode Island are $430 a month. But with a little research you can get a great deal from the top car insurance companies in West Warwick, RI. Before you buy West Warwick, Rhode Island car insurance, make sure your coverage meets or exceeds the Rhode Island minimum of 25/50/25.
It may even be helpful to compare West Warwick car insurance rates with Tiverton car insurance rates, Oakland car insurance rates, or North Kingstown car insurance rates to make sure you’re getting the best West Warwick, RI car insurance quotes available.
Need affordable West Warwick, RI car insurance? Enter your ZIP code to compare West Warwick car insurance quotes from multiple car insurance companies near you.
West Warwick, RI Minimum Car Insurance Coverage
West Warwick, Rhode Island law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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West Warwick, RI Car Insurance Rates by Coverage Level
Some West Warwick drivers can get by with the Rhode Island minimum coverage of 25/50/25. Other drivers may need more. See how much your West Warwick, Rhode Island car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,982 | $5,290 | $5,649 |
| Geico | $5,816 | $6,105 | $6,435 |
| Liberty Mutual | $6,025 | $6,393 | $6,876 |
| Nationwide | $4,604 | $4,518 | $4,328 |
| Progressive | $4,819 | $5,095 | $5,469 |
| State Farm | $2,591 | $2,730 | $2,881 |
| Travelers | $7,088 | $7,127 | $6,775 |
| USAA | $3,892 | $4,095 | $4,288 |
West Warwick, RI Car Insurance Rates by Age, Gender, and Marital Status
West Warwick, Rhode Island car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy West Warwick, RI car insurance, get quotes from multiple car insurance companies in the West Warwick area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,309 | $4,233 | $4,262 | $4,451 | $7,380 | $8,666 | $4,513 | $4,644 |
| Geico | $3,646 | $3,735 | $3,735 | $3,652 | $11,468 | $14,990 | $3,777 | $3,945 |
| Liberty Mutual | $4,118 | $4,118 | $3,924 | $3,924 | $10,006 | $15,631 | $4,118 | $5,611 |
| Nationwide | $2,907 | $2,947 | $2,555 | $2,707 | $7,665 | $9,858 | $3,464 | $3,763 |
| Progressive | $2,600 | $2,468 | $2,389 | $2,375 | $11,659 | $13,115 | $3,178 | $3,239 |
| State Farm | $1,729 | $1,729 | $1,527 | $1,527 | $4,794 | $6,393 | $1,902 | $2,273 |
| Travelers | $1,689 | $1,709 | $1,722 | $1,713 | $17,594 | $27,890 | $1,737 | $1,922 |
| USAA | $1,974 | $1,950 | $1,894 | $1,855 | $9,120 | $10,429 | $2,692 | $2,822 |
West Warwick, RI Car Insurance Rates for Teens
How much is West Warwick, Rhode Island car insurance for teens? Compare rates from top West Warwick car insurance companies below to help find the cheapest teen car insurance in West Warwick, RI.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,380 | $8,666 |
| Geico | $11,468 | $14,990 |
| Liberty Mutual | $10,006 | $15,631 |
| Nationwide | $7,665 | $9,858 |
| Progressive | $11,659 | $13,115 |
| State Farm | $4,794 | $6,393 |
| Travelers | $17,594 | $27,890 |
| USAA | $9,120 | $10,429 |
West Warwick, RI Car Insurance Rates for Seniors
Before seniors buy West Warwick, Rhode Island car insurance, they should make sure to shop around. Some West Warwick, RI car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,262 | $4,451 |
| Geico | $3,735 | $3,652 |
| Liberty Mutual | $3,924 | $3,924 |
| Nationwide | $2,555 | $2,707 |
| Progressive | $2,389 | $2,375 |
| State Farm | $1,527 | $1,527 |
| Travelers | $1,722 | $1,713 |
| USAA | $1,894 | $1,855 |
West Warwick, RI Car Insurance Rates by Credit History
How does your credit history affect West Warwick, RI car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,677 | $5,104 | $4,141 |
| Geico | $6,853 | $5,949 | $5,553 |
| Liberty Mutual | $8,465 | $5,614 | $5,215 |
| Nationwide | $5,198 | $4,286 | $3,966 |
| Progressive | $5,740 | $4,995 | $4,648 |
| State Farm | $3,675 | $2,482 | $2,045 |
| Travelers | $7,339 | $6,839 | $6,812 |
| USAA | $6,062 | $3,453 | $2,760 |
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West Warwick, RI Car Insurance Rates by Driver History
How does a single speeding ticket affect your West Warwick, Rhode Island car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in West Warwick.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,601 | $5,398 | $6,100 | $5,130 |
| Geico | $3,953 | $5,200 | $10,358 | $4,962 |
| Liberty Mutual | $5,967 | $6,889 | $6,902 | $5,967 |
| Nationwide | $4,151 | $4,555 | $4,929 | $4,299 |
| Progressive | $4,183 | $6,642 | $4,698 | $4,988 |
| State Farm | $2,532 | $3,341 | $2,532 | $2,532 |
| Travelers | $6,271 | $6,486 | $8,086 | $7,144 |
| USAA | $2,969 | $4,031 | $6,215 | $3,153 |
West Warwick, RI Car Insurance Rates With a DUI
Even a single DUI can increase your West Warwick, RI car insurance rates. Compare rates below to see which West Warwick car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,100 |
| Geico | $10,358 |
| Liberty Mutual | $6,902 |
| Nationwide | $4,929 |
| Progressive | $4,698 |
| State Farm | $2,532 |
| Travelers | $8,086 |
| USAA | $6,215 |
West Warwick, RI Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your West Warwick, RI car insurance rates may be. Let’s take a look at average car insurance rates from top West Warwick companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,267 | $5,348 |
| Geico | $5,994 | $6,243 |
| Liberty Mutual | $6,222 | $6,641 |
| Nationwide | $4,483 | $4,483 |
| Progressive | $5,128 | $5,128 |
| State Farm | $2,651 | $2,817 |
| Travelers | $6,997 | $6,997 |
| USAA | $4,053 | $4,131 |
West Warwick, RI Cheapest Car Insurance Rates
How do the top West Warwick, Rhode Island car insurance companies’ average rates stack up against the West Warwick average monthly car insurance rates of $430? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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West Warwick, RI Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top West Warwick, Rhode Island car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,307 |
| Geico | $6,119 |
| Liberty Mutual | $6,431 |
| Nationwide | $4,483 |
| Progressive | $5,128 |
| State Farm | $2,734 |
| Travelers | $6,997 |
| USAA | $4,092 |
Other Factors Affecting West Warwick, RI Car Insurance Rates
Before you buy West Warwick, Rhode Island car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
West Warwick, RI Car Theft Rates
The car theft rate in West Warwick, RI will affect your car insurance rates. FBI data shows that the annual car theft rate for West Warwick, Rhode Island is 25 stolen cars.
West Warwick, RI Car Insurance Quotes
Compare West Warwick, RI car insurance quotes from multiple companies by entering your ZIP code now.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tonya Sisler
Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywri...
Content Team Lead
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.