Auto-Owners vs Geico Car Insurance for 2023
Auto-Owners vs. Geico car insurance to help you choose the best option for your needs.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Apr 9, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Apr 9, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Are you shopping for car insurance and trying to decide between Auto-Owners car insurance and Geico car insurance? Both companies offer a range of products and services at competitive prices, but which one is right for you? In this review, we’ll take a closer look at Auto-Owners vs Geico car insurance and compare their features, pricing, and customer reviews.
Here are three bullet points to highlight some of the most important aspects of these companies:
- Auto-Owners offers customizable coverage options and personalized service from a local agent, while Geico is known for their affordable rates and easy online tools for managing your policy.
- Both companies have high financial strength ratings from independent agencies like AM Best, indicating they are financially stable and able to pay claims.
- Auto-Owners has been around for over 100 years and emphasizes their commitment to long-term customer relationships, while Geico is a relative newcomer in the insurance industry but has gained a reputation for innovation and digital convenience.
Now let’s dive deeper into what makes each of these companies unique and how they compare in terms of their history, products, discounts, and customer reviews.
Company History and Mission
Auto-Owners Insurance was founded in 1916 and is headquartered in Lansing, Michigan. They operate in 26 states and have over 6,000 independent agents who provide personalized service to customers. Their mission is to “provide financial security to our policyholders by protecting against loss of property and personal assets, while providing prompt and efficient service.”
Geico, which stands for Government Employees Insurance Company, was founded in 1936 and is now a subsidiary of Berkshire Hathaway. They offer coverage in all 50 states and the District of Columbia, with a focus on providing affordable car insurance to all drivers. Their mission is to “provide affordable insurance for as many people as possible while providing the best service in the industry.”
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Products and Pricing
Both Auto-Owners and Geico offer a range of car insurance products, including liability, collision, comprehensive, and personal injury protection (PIP). Auto-Owners also offers add-ons like rental car coverage, gap insurance, and roadside assistance, while Geico has options for mechanical breakdown insurance and rideshare coverage.
In terms of pricing, both companies use a variety of factors to determine premiums, such as driving history, location, and type of vehicle. Geico is often known for their low rates and discounts, while Auto-Owners emphasizes the value of having a local agent who can help customize your policy to your specific needs.
Auto-Owners and Geico Discounts
Auto-Owners and Geico both offer discounts to customers who meet certain criteria. For example, both companies have discounts for safe drivers, good students, and multiple vehicles. Auto-Owners also offers discounts for customers who bundle their auto insurance with other policies like home or life insurance, while Geico has unique discounts for federal employees and military members.
Customer Reviews
When it comes to customer satisfaction, both Auto-Owners and Geico have strong ratings from reputable sources. Auto-Owners has an A+ rating from the Better Business Bureau (BBB) and has received high marks for their claims process and customer service. Geico has an A+ rating from the BBB as well and is known for their user-friendly website and mobile app.
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FAQ
Q: How do I get a quote for car insurance from Auto-Owners or Geico?
A: You can get a quote from Auto-Owners by contacting a local agent or visiting their website. Geico offers online quotes through their website or mobile app.
Q: Do Auto-Owners and Geico offer discounts for safe drivers?
A: Yes, both companies offer discounts for safe driving habits like avoiding accidents and keeping a clean driving record.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.