Auto-Owners vs Southern Farm Bureau Car Insurance for 2023
Auto-Owners vs Southern Farm Bureau Car Insurance: Comparing Coverage, Rates, and Customer Satisfaction
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
If you’re in the market for car insurance, you may be wondering which company to choose. Two popular options are Auto-Owners car insurance and Southern Farm Bureau car insurance. Both companies offer a range of products and services designed to protect you and your vehicle, but which one is right for you? In this review, we’ll take a closer look at each company to help you make an informed decision.
Here are three key attributes of each company to keep in mind:
Auto-Owners:
- A+ rating from A.M. Best
- Over 100 years of experience in the insurance industry
- Multiple discounts available, including safe driving, multiple vehicles, and anti-theft devices
Southern Farm Bureau:
- Specializes in providing coverage for farmers and ranchers
- Offers a variety of insurance products, including auto, home, and life insurance
- Discounts available for safe driving, multiple vehicles, and young drivers
Now, let’s dive into the details to help you decide which company is the right fit for you.
Company History and Mission
Auto-Owners was founded in 1916 and is headquartered in Michigan. The company’s mission is to provide quality insurance coverage and exceptional customer service to its policyholders. Auto-Owners is known for its financial stability, receiving an A+ rating from A.M. Best. The company has grown to become one of the largest property and casualty insurance companies in the United States, with policies sold in 26 states.
Southern Farm Bureau is a group of insurance companies that specialize in providing coverage to farmers and ranchers. The company was founded in 1946 and is headquartered in Mississippi. Its mission is to provide affordable insurance solutions to its policyholders while supporting agriculture and rural communities. Southern Farm Bureau is licensed to sell insurance in 11 states.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Products and Services Offered
Auto-Owners offers a variety of insurance products, including auto, home, life, and business insurance. In terms of auto insurance, the company offers liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection, and rental car coverage. Customers can also add on additional coverage options, such as roadside assistance and glass coverage. Auto-Owners policies are sold in 26 states.
Southern Farm Bureau also offers a variety of insurance products, including auto, home, and life insurance. Its auto insurance policies include liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection. In addition to standard coverage options, Southern Farm Bureau also offers optional coverage for rental reimbursement, towing and labor, and sound system coverage. Policies are sold in 11 states.
Different Types of Discounts Available
Auto-Owners Insurance and Southern Farm Bureau offer a range of discounts to help customers save money on their car insurance policies. Some of the common discounts offered by both insurers include:
- Multi-policy discount: Customers can save by bundling their car insurance with other policies such as home, renters, or life insurance.
- Safe driver discount: Policyholders with a clean driving record for a specific period can earn a discount.
- Anti-theft discount: If a vehicle has anti-theft devices such as alarms or tracking systems, customers can save money on their premiums.
- Good student discount: If a policyholder has a student driver on their policy who maintains good grades, they can qualify for a discount.
- Military discount: Active or retired military personnel, as well as their families, can qualify for a discount on their car insurance policies.
A Summary of Customer Reviews
Both Auto-Owners Insurance and Southern Farm Bureau have positive reviews from customers. On J.D. Power’s 2021 U.S. Auto Insurance Satisfaction Study, Auto-Owners Insurance received a score of 879 out of 1,000, which is above the industry average. Southern Farm Bureau was not included in the study.
On the Better Business Bureau (BBB) website, Auto-Owners Insurance has an A+ rating, and the company has been accredited since 1953. The insurer has received 3.77 out of 5 stars from customer reviews on the BBB website, with most reviewers mentioning good customer service and prompt claims handling.
Southern Farm Bureau is not accredited by the BBB, but the insurer has a rating of A+ on the organization’s website. The company has received 3.15 out of 5 stars from customer reviews, with some reviewers mentioning slow claims handling.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
FAQ Section
Q: Does Auto-Owners Insurance offer roadside assistance?
A: Yes, the insurer offers roadside assistance as an add-on to their policies. Customers can receive assistance for services such as towing, jump-starting a battery, changing a flat tire, or unlocking a car.
Q: Can I get a quote online from Southern Farm Bureau? A: No, Southern Farm Bureau does not offer online quotes. Interested customers must contact a local agent to receive a quote.
Q: Does Auto-Owners Insurance offer rideshare coverage?
A: Yes, the insurer offers rideshare coverage as an add-on to their policies. This coverage is designed for drivers who use their personal vehicles for ridesharing services such as Uber or Lyft.
Q: Does Southern Farm Bureau offer gap insurance?
A: Yes, the insurer offers gap insurance as an add-on to their policies. This coverage helps to pay the difference between the actual cash value of a car and the amount owed on a car loan if the vehicle is totaled in an accident.
Q: How can I file a claim with Auto-Owners Insurance?
A: Customers can file a claim with Auto-Owners Insurance by contacting their local agent or by calling the company’s 24/7 claims hotline. The insurer also offers an online claims reporting option through their website.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.