Auto-Owners vs State Auto Car Insurance for 2023
Comparing Auto-Owners and State Auto Car Insurance: Coverage, Rates, and Customer Satisfaction
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Mar 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Mar 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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When it comes to car insurance, Auto-Owners and State Auto are two of the most popular companies in the market. Auto-Owners is known for its financial stability, while State Auto is known for its customer service. Both companies offer a variety of products and services at competitive prices. In this article, we will compare Auto-Owners car insurance and State Auto car insurance and help you decide which one is right for you.
Company History and Mission
Auto-Owners:
Auto-Owners Insurance was founded in 1916 by Vern V. Moulton in Michigan. The company started as a property and casualty insurer and has since expanded to offer a wide range of insurance products. Today, Auto-Owners Insurance is a Fortune 500 company with more than 6,500 employees and over 100 years of experience in the insurance industry.
Auto-Owners Insurance’s mission is to provide quality insurance products and services to their policyholders, while maintaining financial stability and growth for their shareholders. The company prides itself on its personalized service and claims handling.
State Auto:
State Auto was founded in 1921 by Robert Pein, who believed that customers should be treated with respect and honesty. The company started as a property and casualty insurer and has since grown to offer a variety of insurance products.
State Auto’s mission is to provide peace of mind and protection to their customers by offering quality insurance products and superior service. The company is committed to supporting its customers, agents, and employees, as well as the communities in which they live and work.
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Products and Services
Auto-Owners:
Auto-Owners offers a variety of insurance products, including car insurance, home insurance, life insurance, and business insurance. Its car insurance policies cover liability, collision, comprehensive, and uninsured/underinsured motorist coverage. The company also offers optional coverages, such as roadside assistance, rental reimbursement, and loan/lease gap coverage.
Auto-Owners car insurance policies are available in 26 states, including Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Nebraska, North Carolina, North Dakota, Ohio, Pennsylvania, South Carolina, South Dakota, Tennessee, Utah, Virginia, and Wisconsin.
State Auto:
State Auto offers a wide range of insurance products, including car insurance, home insurance, business insurance, and umbrella insurance. Its car insurance policies cover liability, collision, comprehensive, and uninsured/underinsured motorist coverage. The company also offers optional coverages, such as roadside assistance, rental reimbursement, and loan/lease gap coverage.
State Auto car insurance policies are available in 33 states, including Alabama, Arkansas, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, West Virginia, and Wisconsin.
Costs
When it comes to car insurance, the cost is a significant factor for many people. The cost of car insurance varies depending on several factors, such as the type of car you drive, your driving history, and your location. Therefore, it is difficult to compare the cost of car insurance between two companies without knowing your specific situation. However, both Auto-Owners and State Auto offer competitive rates, and you can get a quote online or by contacting an agent.
Discounts Available for Customers
Both Auto-Owners and State Auto offer discounts to their customers to help them save money on car insurance premiums. Here are some of the discounts available:
Auto-Owners:
- Multi-policy discount: If you have multiple policies with Auto-Owners, such as car insurance and home insurance, you can qualify for a discount on your premiums.
- Safe driver discount: If you have a clean driving record and have not had any accidents or traffic violations in the past few years, you may qualify for a safe driver discount.
- Good student discount: If you are a student who maintains good grades, you may qualify for a good student discount.
State Auto:
- Multi-policy discount: If you have multiple policies with State Auto, such as car insurance and home insurance, you can qualify for a discount on your premiums.
- Safe driver discount: If you have a clean driving record and have not had any accidents or traffic violations in the past few years, you may qualify for a safe driver discount.
- Pay-in-full discount: If you pay your premium in full at the start of your policy term, you can qualify for a discount on your premiums.
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Customer Reviews
Customer reviews can be helpful when deciding which car insurance company to choose. Here is a summary of customer reviews of Auto-Owners and State Auto on popular review websites:
Auto-Owners:
- J.D. Power: Auto-Owners received a rating of 879 out of 1,000 in the 2021 U.S. Auto Insurance Study, which measures customer satisfaction.
- Better Business Bureau: Auto-Owners has an A+ rating with the BBB and has received mostly positive customer reviews.
State Auto:
- J.D. Power: State Auto received a rating of 870 out of 1,000 in the 2021 U.S. Auto Insurance Study, which measures customer satisfaction.
- Better Business Bureau: State Auto has an A+ rating with the BBB and has received mostly positive customer reviews.
FAQ
Q: Can I get a quote online for Auto-Owners and State Auto car insurance?
A: Yes, both companies offer online quotes. You can visit their websites or contact an agent for a quote.
Q: Do Auto-Owners and State Auto offer roadside assistance?
A: Yes, both companies offer roadside assistance as an optional coverage.
Q: How can I qualify for a safe driver discount?
A: To qualify for a safe driver discount, you need to have a clean driving record and have not had any accidents or traffic violations in the past few years.
Q: What states offer Auto-Owners and State Auto car insurance?
A: Auto-Owners car insurance policies are available in 26 states, and State Auto car insurance policies are available in 33 states. See their websites for a complete list of states.
Q: Can I bundle my car insurance with home insurance for a discount?
A: Yes, both Auto-Owners and State Auto offer a multi-policy discount if you have multiple policies with them, such as car insurance and home insurance.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.