Century Car Insurance Review (2024)
Century Car Insurance offers a variety of coverage including liability, collision, and personal injury protection. Coverage will vary based on where you're located, how old you are, and what type of vehicle you drive. You should also look into which discounts you may be able to request in order to save money on your policy.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Oct 17, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- AM Best Rating: B++
- Monthly Rates From: $54-$150
- Types of Coverage: Aircraft, Auto, Commercial Auto, Earthquake, Flood, Homeowners
- Customer Service & Claims Number: 541-382-4211
Drivers looking for car insurance will come across many different car insurance companies. When you shop, it’s important to look at not just prices, but what sort of customer service and history a company has as well. In order to obtain affordable car insurance, always compare multiple quotes and research the market every once in a while. This Century Car Insurance review is to help you review if Century is the right company for your car insurance needs.
Century Insurance Average Monthly Rates vs U.S. Average
| Coverage Type | Century | U.S. Average |
|---|---|---|
| Full Coverage | $150 | $119 |
| Minimum Coverage | $54 | $45 |
When considering car insurance, one of the most crucial factors is the cost. The price you pay for your auto insurance coverage can vary significantly based on various factors, including your location, the type of vehicle you drive, your driving history, and the coverage options you select. In this section, we’ll provide an overview of what you can expect regarding the cost of Century Car Insurance.
Understanding the Cost of Century Car Insurance
Century Car Insurance, like many insurance providers, offers a variety of coverage options and discounts to tailor policies to individual needs. The cost of your Century Car Insurance policy will depend on several factors, including:
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Location: Insurance rates can vary by state and even by ZIP code. Areas with higher rates of accidents or theft may result in higher premiums.
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Type of Coverage: The level of coverage you choose, such as liability, collision, comprehensive, and personal injury protection, will impact the cost.
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Vehicle Type: The make and model of your vehicle, as well as its age, can affect your premium. Newer, more expensive cars may have higher premiums.
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Driving History: Your driving record plays a significant role in your insurance cost. A clean driving record typically results in lower premiums, while accidents and violations may lead to higher rates.
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Discounts: Century Car Insurance offers various discounts, such as safe driver discounts, multi-policy discounts, and discounts for features like anti-theft devices. Taking advantage of these discounts can reduce your premium.
Compare quotes, review available discounts, and customize your policy to meet your specific needs and budget. The cost of Century Car Insurance can vary widely based on multiple factors. To get an accurate quote and determine the cost of coverage that suits your needs, it’s advisable to contact Century Car Insurance directly or use their online tools to obtain a personalized quote.
Remember that the cost of insurance is influenced by many variables, and shopping around for the best deal is a prudent approach to finding affordable and reliable coverage.
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Products and Services Offered by Century Car Insurance
You will need car insurance if you’re leasing a car or if you already own your vehicle. Century Car Insurance offers a range of car insurance products and services, including:
- Liability coverage: This is the most basic type of coverage and is required by law in most states. It covers damage you may cause to others in an accident.
- Collision coverage: This covers damage to your own vehicle if you are in an accident.
- Comprehensive coverage: This covers damage to your vehicle from non-collision events, such as theft or weather damage.
- Personal injury protection: This covers medical expenses for you and your passengers if you are injured in an accident.
- Uninsured/underinsured motorist coverage: This covers you if you are in an accident with someone who does not have enough insurance to cover the damage.
Discounts for Century Car Insurance
There are many reasons why a driver may need to look into discounts for car insurance. For example, a driver with a DUI on their driving record will see their rates increase and conversely they will need to find ways to save money.
Century Car Insurance offers a variety of discounts to help customers save money on their car insurance policy. Here are some of the most common discounts offered by the company:
- Safe driver discount: This discount is offered to drivers who have a clean driving record with no accidents or violations in the past few years. The discount amount varies by state and driving history.
- Multi-car discount: If you insure more than one car with Century Car Insurance, you may be eligible for a multi-car discount. This discount can help you save money on your premium for each vehicle you insure.
- Good student discount: If you are a student who maintains good grades, you may be eligible for a good student discount. This discount is offered to full-time students who maintain a certain grade point average (GPA), typically a B or higher.
- Anti-theft device discount: If your car is equipped with an anti-theft device, such as an alarm system or GPS tracking device, you may be eligible for a discount on your premium. This discount is offered because anti-theft devices can help reduce the risk of theft or vandalism.
- Low mileage discount: If you do not drive your car frequently, you may be eligible for a low mileage discount. This discount is offered to drivers who drive less than a certain number of miles per year.
- Bundling discount: If you bundle your car insurance policy with another type of insurance, such as homeowners or renters insurance, you may be eligible for a discount on your premium for both policies.
Century Car Insurance offers auto insurance coverage in a number of states across the United States. While coverage and availability may vary by state, the company currently offers auto insurance in the following states:
- Arizona
- California
- Colorado
- Connecticut
- Delaware
- Georgia
- Illinois
- Indiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Missouri
- Nevada
- New Jersey
- New York
- Ohio
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- Texas
- Utah
- Virginia
- Washington
It’s important to note that coverage and discounts may vary by state, so it’s always a good idea to check with a Century Car Insurance agent to find out what coverage options and discounts are available in your area.
Streamlining the Century Car Insurance Claims Process
Ease of Filing a Claim
Century Car Insurance strives to provide its policyholders with a hassle-free claims process. Customers can conveniently file claims through multiple channels, including an online platform, over the phone, and through dedicated mobile apps. This flexibility ensures that policyholders have various options to initiate a claim, making the process accessible and straightforward.
Average Claim Processing Time
Century Car Insurance places importance on efficient claim processing to minimize disruptions for its policyholders. While the specific processing time may vary depending on the nature of the claim, the company is committed to delivering timely resolutions. Quick and effective claim processing is a priority to ensure that customers receive the support they need promptly.
Customer Feedback on Claim Resolutions and Payouts
Century Car Insurance values customer feedback as an integral part of its claims process. The company actively seeks input from policyholders regarding their claim experiences. Customer feedback provides valuable insights into the effectiveness and fairness of claim resolutions and payouts. Century Car Insurance continuously aims to improve its claims process based on this valuable feedback.
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Navigating the Century Car Insurance Digital and Technological Features
Mobile App Features and Functionality
Century Car Insurance offers a comprehensive mobile app designed to enhance the policyholder’s experience. The app empowers users to efficiently manage their insurance needs, including filing claims, accessing policy information, and conducting various tasks on the go.
With features such as claims tracking, policy management, and even access to digital tools, the mobile app serves as a powerful tool for managing insurance-related activities.
Online Account Management Capabilities
Century Car Insurance provides robust online account management capabilities through a secure portal. Policyholders can access their account information, review policy details, and perform various insurance-related tasks with ease. This digital platform ensures that policyholders can efficiently manage their policies and access essential information whenever and wherever needed.
Digital Tools and Resources
In addition to its mobile app and online account management, Century Car Insurance offers a range of digital tools and resources. These resources may include educational materials, guides on the claims process, and tips for responsible driving. Century Car Insurance’s commitment to leveraging technology is evident through the diverse array of digital tools available to enhance the overall insurance experience.
Customer Reviews for Century Car Insurance
Century Car Insurance has generally positive customer reviews. Many customers praise the company’s customer service and ease of filing a car insurance claim, citing quick and efficient claims processing. Others appreciate the range of coverage options and discounts available.
However, some customers have reported issues with the company’s billing practices and communication, highlighting the importance of carefully reviewing your policy and understanding the terms and conditions before signing up.
History and Mission of Century Car Insurance
Century Car Insurance has been providing auto insurance coverage to drivers for over 50 years. The company’s mission is to provide affordable and reliable coverage to customers, while also delivering exceptional customer service. Century Car Insurance offers a variety of insurance products, including liability, collision, and comprehensive coverage, as well as discounts to help you save money on your policy. It’s important to know the basics of how car insurance works and how much coverage you will need before purchasing a policy.
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Century Car Insurance: In Conclusion
Overall, Century Car Insurance is a reputable and reliable car insurance provider that offers a range of coverage options and discounts to help you save money on your policy. If you’re looking for affordable and comprehensive auto insurance coverage, Century Car Insurance is definitely worth considering.
Frequently Asked Questions
Will Century car insurance be expensive?
Your car insurance rates will be based on a number of different factors, including the state you live in and the type of vehicle you drive. Car insurance companies will also look at your driving record and age as well. You can always look into discounts to see if there are ways you can lower the amount you pay for coverage.
Do I have to purchase full-coverage car insurance from Century?
The amount of coverage you need will be based on your state’s requirements. Make sure you don’t purchase less than the mandated minimum or you may face financial penalties.
How can I save money on my Century car insurance?
Always look into what discounts are available, and consider taking defensive driving courses as well.
What types of car insurance coverage does Century Car Insurance offer?
Century Car Insurance offers a variety of coverage options, including liability, collision, and personal injury protection. The specific coverage you can access may vary depending on factors such as your location, age, and the type of vehicle you own.
Are there any discounts available with Century Car Insurance policies?
Yes, Century Car Insurance provides several discounts to help customers save money on their car insurance policies. Common discounts may include safe driver discounts, multi-policy discounts, and discounts for features like anti-theft devices or defensive driving courses.
In which states does Century Car Insurance provide auto insurance coverage?
Century Car Insurance offers auto insurance coverage in multiple states across the United States. However, coverage availability and specific options may vary by state. To determine what coverage options and discounts are available in your area, it’s advisable to contact a Century Car Insurance agent.
How do customers rate Century Car Insurance in terms of customer service and claims processing?
Customer reviews for Century Car Insurance generally highlight positive experiences, particularly regarding customer service and efficient claims processing. However, it’s essential to note that some customers have reported issues with billing practices and communication.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.